Financing Solutions

Why Smart Home PRO?

  1. Easy Lending = Solutions For All of Your Customers – We have promotions for each of your customers regardless of their financial situation including those working to overcome the difficult economic environment over the past several years.

  2. We Make It Easy With our Online Credit Application – With our customized, online-based system, contractors can easily track and complete the entire credit application process online from their computer, tablet or smart phone.

  3. No Waiting For Your Money – With our quick funding we work hard to help our PRO contractors complete the financing process and get funded on a timely basis. Our main goal is that your customers are funded upon receipt.

  4. No Transaction or “Off-the-Top” Fees – We do not charge any fees for our standard loan programs.

  5. Close More Sales With Promotional Financing Options – with same-as-cash, deferred payments/interest and reduced interest rate programs we have options available for all of your customer's situations.

  6. Low Rates - Our financing rates are lower than the average bank or credit card.

  7. Call Us Anytime, We’re Here to Help - We have dedicated Regional Account Managers (RAM) available to you. If you are looking at customer financing for the first time or have experience with financing our knowledgeable RAMs will be there for you every step of the way.

  8. We Care About Your Customers – Smart Home PRO offers honest, upfront and hassle-free financing programs. Have peace-of-mind knowing that you and your customer are in good hands. 

     As a Home Contractor, if you don't offer financing, you end up with:

     • Lost deals

     • Smaller deals
     • Smaller margins

     • Slow or delayed payment - harm cash flow
     • Defaults or non-payment or delinquencies - harm cash flow


     As a Home Contractor who offers Financing through other institutions, you end up with:

       • High dealer fees for Contractors
     • High APR to consumers
     • High payment factor for consumers
     • Max amount financed is low
     • Contractor often needs to provide personal guarantees to finance platform

     • Doesn't qualify to have a finance partner due to length in business
     • Top-line revenue
     • Has to hire someone or allocate a back-office support staff’s time to admin the financing

     Smart Home PRO solves all those problems above, which allows you to:

    • Close more deals
    • Win larger deals
    • Get paid faster - helps cash flow
    • Get access to competitive APRs
    • Get low payment factors
    • Get loans up to $115k
    • Qualify simply by being compliant with jurisdictional licensing requirements and
      having a good reputation
    • Concentrate on your business while we handle all the back-office support

    • Qualified and dedicated Account Manager to help you one on one